Understanding The Legal Process

Home Property Damage: What You Need To Know

by Eli Gregory

A classic example of property damage is a broken window. Neighborhood kids might be playing baseball and accidentally send a ball through your window. However, there are many more serious ways that your neighbors might damage your home that could be considered a form of negligence. If this is the case, you have every right to seek compensation for damage done to your property through civil litigation.

What is Property Damage?

Property damage refers to damage done to any property that belongs to you. For example, your neighbors might be having an illegal bonfire nearby that might get out of control. The fire might spread to your home and cause some damage even if you are able to put out the fire and save your home quickly. Afterward, you would be entitled to compensation for your injuries.

However, property doesn't simply include your house or car. If your food is damaged, this could be considered a form of property damage. You may also be entitled to compensation if your pet is injured since a pet is considered your property under the law.

Who is Responsible for My Property Damage?

Any private individual could be responsible for damage done to your property. If your local municipality caused your property to become damaged, then you can file a claim against that. For example, there might have been a sewage backup due to the negligence of a government agency.

Suing a private party is always easier than suing a US government party because the statute of limitations for government agencies is shorter and there are limitations on what you may sue the US government for. 

What are Common Types of Property Damage?

The damage done to your property might be entirely accidental. For example, if someone you invited into your property accidentally knocks over your TV and breaks it after tripping, this would be considered accidental property damage.

Negligent property damage is considered more serious. You might have a party and a drunken friend might climb onto the roof of your home and cause some damage by walking across it. However, the worst form of property damage is that which is done due to intentional malice. For example, someone you had an argument with might come onto your property and cause carnage.

Why Do I Need an Attorney?

Property damage can be very expensive and you will need to get to the bottom of who caused it. Then, you will simply need to calculate the damages you have suffered so you can then settle the case out of court or take the defendant to court.

For more information about civil law services, contact a general attorney in your area.